University Application & Scholarship Guide

Introduction

Ghana’s youth population (over half under age 25) is eager for quality higher education. In 2024, roughly 14,937 Ghanaian students were enrolled in U.S. universities and 13,005 in Canada – putting Ghana in the global Top-20 for both countriesfredashedu.com. However, applying to university can be complex. This guide helps senior high school (SHS) students, parents and counselors navigate the Ghanaian university application process and find scholarships. We cover each step – from meeting admissions criteria (e.g. 5 WASSCE credits including English, Maths, Scienceug.edu.gh) to submitting applications by the deadline – and outline major funding sources. We also compare studying abroad versus at home, citing stats and real examples. Our advice is grounded in official data and expert insight. For instance, Ghana’s own Top Universities in Ghana guide lists program strengths at public and private schools (UG and KNUST often lead the rankings)fredashedu.com. We also reference our Securing Scholarships in Ghana guide for detailed funding tips. By the end, you’ll know how to plan applications, write strong scholarship essays, and make informed choices.

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Navigating the University Application Process

1. Identify your interests and goals 

 Begin by deciding your intended field of study. For example, if you want a career in healthcare, look at schools like University of Ghana (Legon) or University of Health and Allied Sciences (Ho), which have strong nursing and medical programsfredashedu.com. If engineering or technology appeals to you, consider KNUST (Kumasi) or University of Mines & Technology (Tarkwa)fredashedu.com. Use global and local rankings as a guide – UG and KNUST usually top Ghana’s listsfredashedu.com. Also research each campus: public universities (UG, KNUST, etc.) are large (tens of thousands of students) with broad program offeringsfredashedu.com, whereas smaller private schools (e.g. Ashesi, ~1,500 students) offer more individual attention. Finally, think about long-term goals: if you plan to work internationally, a degree from a globally recognized university might help; if you intend to serve in Ghana’s industries or public sector, a leading local university could be ideal.

2. Research universities and programs

 Gather information on schools that match your interests. Ghana has 20+ public and 80+ private accredited universitiesfredashedu.com. Consider accreditation, specializations, and support services. For example, the University of Cape Coast (UCC) is renowned for teacher education and nursingfredashedu.com, while Ashesi is known for tech and entrepreneurship. Check subject-specific rankings (Times Higher, QS, etc.) and consult Fredash’s Top Universities in Ghana guide for program strengths. Also weigh practical factors: campus location and living costs vary – UG and GIMPA are in Accra, KNUST in Kumasi, UCC in Cape Coast, UDS in Tamale, etcfredashedu.com. If possible, visit campuses or talk to current students to judge the environment. Finally, factor in cost and aid: tuition at public universities is highly subsidizedfredashedu.com, and many students rely on government scholarships like GETFundfredashedu.com. Always check each university’s website for its own scholarships or loans.

3. Understand admission requirements:

 In Ghana, most universities require a Senior High School (SHS) certificate and at least five credit passes (A1–C6 in WASSCE, or A–D in SSSCE) in core subjectsug.edu.gh. Crucially, you must have credits in English Language and Core Mathematics, as well as Science and/or Social Studies, plus three relevant electivesug.edu.gh. For example, University of Ghana’s full-time programs require exactly those core creditsug.edu.gh. Check each program for additional subject requirements or grade cut-offs. (UG also calculates an aggregate score of six subjects: e.g. Aggregate 24 or better for regular entryug.edu.gh, while distance learning caps at 30.) Diploma or HND holders typically must submit those transcripts for credit transfer consideration. International qualifications (IB, GCE A-levels, etc.) should meet local equivalence; consult the admissions office of each university for details. Study-abroad applicants should not forget international requirements: competitive programs often require standardized tests (SAT/ACT for the USA, or a recognized high-school average for UK/Canada) and proof of English proficiency (TOEFL/IELTS) since Ghana’s curriculum is in English. If aiming abroad, plan test prep well in advance.

4. Prepare your application documents

Begin collecting official documents early. You will need WASSCE or SSSCE result slips and certificate, SHS transcript, and O-Level/A-Level results if applicable. Keep certified copies of your birth certificate and identity documents. For continuing students (e.g. moving from HND to degree or applying for graduate programs), include university transcripts and degree certificates. Additionally, prepare supporting materials: two to three letters of recommendation (ask teachers or employers to write them well ahead of deadlines), and a personal statement or essay. This essay should explain your goals, academic achievements, and reasons for choosing that university – essentially, your motivation storyfredashedu.com. (For scholarships, a similar personal statement is required; treat it as an opportunity to highlight leadership and visionfredashedu.com, fredashedu.com.) Organize everything neatly: keep original certificates safe and make clear copies (PDF scans) for applications. If you plan to study abroad or in a private program, also prepare a professional CV and any specific forms they require.

5. Apply online and meet deadlines

 In Ghana, most universities use online portals. For example, to apply to the University of Ghana you must buy an e-voucher (around GH₵220) at a commercial bank or by USSDadmissions.ug.edu.gh. This voucher provides a PIN and serial to log into UG’s admissions websiteadmissions.ug.edu.gh. Other schools may use a national admissions platform or their own system, but many still require an official fee payment (voucher or form fee). Fill in the application form carefully, double-check names and dates, and upload all required documents. Note the academic calendar: UG’s 2025/26 undergraduate admissions, for instance, opened March 13, 2025 and stayed open until WASSCE results were releasedadmissions.ug.edu.gh. (Diploma-to-degree applicants had a deadline of July 25, 2025admissions.ug.edu.gh.) In practice, most Ghanaian applications close around June–July once results are out. For international applicants (or Ghanaians abroad), deadlines can extend later (UG allowed some international applications until Oct. 31, 2025admissions.ug.edu.gh). Always submit before deadlines and keep proof (screen copies, confirmation emails or receipts). After submission, save the confirmation number or email. If you’re applying overseas, remember visa and immigration timelines as well. If you encounter difficulties, seek help from school counselors or the university’s admissions office.

6. (If needed) Prepare for entrance exams or interviews 

 Some programs require additional steps. A few Ghanaian institutions (such as KNUST and UDS) historically administer entrance exams or placement tests for certain faculties. Also, professional programs (medicine, law, etc.) or private schools may interview finalists. If so, prepare by reviewing key subjects or practicing interview questions. For study-abroad applications, work on standardized tests: e.g. register early for SAT/ACT if needed, and take practice exams. Utilize Fredash’s test-prep resources – for instance, our SAT Math Strategies and SAT study plan guidesfredashedu.com can help improve your scores. Plan to take these exams at least a few months before application deadlines.

Study Abroad vs. Local Universities

Many Ghanaian families today weigh the benefits of studying abroad (e.g. USA, UK, Canada) against attending a local universityfredashedu.com. Both paths have pros and cons:

• Global exposure vs. cost: Studying abroad offers access to the world’s top universities, diverse majors, and international networks. Ghana now sends thousands of students overseas, earning global credentials. A foreign degree can boost your career prospects, especially if you plan to work internationally. However, the cost is significantly higher. Ghanaian undergraduates in the UK pay roughly £11,400–£38,000/year and in the US about $25,000–$45,000/year (tuition plus living)fredashedu.com. Only a minority receive full scholarships (e.g. Chevening, Commonwealth, Fulbright). By contrast, studying locally is far more affordable: tuition at public Ghanaian universities is heavily subsidizedfredashedu.com, and many students get aid. For example, GETFund awarded 5,026 Ghanaian students (2023/24) with GH₵33.74 million in tuition supportfredashedu.com.

• Familiarity vs. adventure: Staying in Ghana means no visa hassles, no language barrier (curriculum is in English), and family support nearbyfredashedu.com. You can follow the Ghana academic calendar and enjoy local culture and cuisine. Abroad, you’ll gain independence and cultural experience, but must adjust to new customs and possibly face homesicknessfredashedu.com, fredashedu.com. Also note immigration: foreign study requires a student visa, which can be unpredictable. Many applicants to U.S./Canadian schools encounter visa delays or rejectionsfredashedu.com.

• Quality of programs: Ghana has strong universities: University of Ghana (#1 in the country, ranked #5 in Sub-Saharan Africa)fredashedu.com, KNUST (top STEM), UCC (education/nursing) and UHAS (health sciences) are all highly respectedfredashedu.com. If your desired program (say, cutting-edge tech or a specialized MBA) isn’t offered locally, going abroad might make sense. Conversely, if excellent local programs meet your goals, you’ll save money. Importantly, many Ghanaian students who study abroad do return home; a study found most alum view returning positively and contribute skills to Ghanafredashedu.com. Consider your long-term goals: if you plan to build a career in Ghana, strong local credentials and connections can be valuable. If you aim for international networks or research, foreign study could offer an edge.

In short, there is no one-size-fits-all answer. Compare the total costs (tuition + living, minus scholarships) and career outcomes. Use tools like Fredash’s Study Abroad vs. Local Universities guide for detailed comparisons. Talk to current students and career advisors to decide which path best fits your interests and resources.

Scholarships and Financial Aid

Financing your degree is critical. Ghanaian students have access to a variety of scholarship sources:

• Government-funded scholarships: The Ghana Education Trust Fund (GETFund) is the main national scheme. In 2023/24, GETFund awarded scholarships to 5,026 Ghanaian students, covering GH₵33.74 million in tuition fees across 145 institutionsfredashedu.com. These are merit-based (continuing students must maintain a minimum GPA, e.g. 2.0fredashedu.com) and cover tuition at public and some private universitiesfredashedu.com. Ghana is also establishing a centralized Ghana Scholarship Authority to ensure merit-based awardsfredashedu.com. One high-profile initiative is the Presidential Scholarship, which will reward the top WASSCE graduates (increasing from 3 to 10 awardees every two years) with fully-funded university tuitionfredashedu.com. Other public-sector scholarships exist too (e.g. for specific fields or ministries).

• University and private sector awards: Many Ghanaian universities offer their own bursaries, loans, or merit scholarships. For example, private schools like Ashesi, Central University, and Pentecost University all have institutional scholarships for high-achieving students. Corporations and NGOs also fund students. A notable example is the GNPC (National Petroleum Corp.) Foundation, which provides scholarships for oil, gas, and STEM fields – both first-degree studies in Ghana and postgraduate abroadfredashedu.com. Other organizations like the Ports Authority, MTN Ghana, and international development groups (Mastercard Foundation, DAAD, etc.) occasionally sponsor students. Always check the websites of ministries or professional bodies in your field (e.g. Ghana Health Service, Ministry of Agriculture) for scholarship calls.

• International scholarships: If you plan to study abroad, many global scholarships exist:
• Chevening (UK) – fully-funded one-year Master’s for emerging leaders. Thousands of Ghanaians (including MPs and ministers) have won Chevening awardsfredashedu.com. Requires acceptance at a UK university and strong leadership essays.
• Commonwealth Scholarships (UK) – for Master’s/PhD students from Ghana, fully funded. Endorsed through the Ghana Scholarship Secretariat or universitiesfredashedu.com.
• Fulbright (USA) – for graduate study in the US, covers tuition, living, and travelfredashedu.com.
• Erasmus+ (EU) – joint European Master’s programs, fully funded for top applicantsfredashedu.com.
• Other country programs: China (CSC scholarship), India (e.g. ICCR, ITEC), Japan (MEXT), France (Charpak) and more offer quotas to Ghanaian students, usually via embassies or ministry announcements. For example, India’s AYUSH scholarships (medicinal sciences) were recently promoted through Ghana’s scholarship portal.
• Foundations and NGOs: Global foundations (Aga Khan, Rotary, Ford, etc.) sometimes offer regional scholarships. Applications often involve essays and recommendations. The University of Nottingham notes that Ghanaian recipients have secured awards like Chevening, Commonwealth and GETFund in a single intakefredashedu.com.

How to Apply for Scholarships (Step by Step)

Securing scholarships is competitive. Follow these best practices to improve your chances:

• Research early and track opportunitiesfredashedu.com: Start at least one year in advance (especially for undergraduate scholarships) and 6–12 months before intended study (for postgraduate). Use official sources: the GETFund portal, Ghana Scholarship Secretariat site (once live), university bursary pages, and Ghanaian news outlets. Keep a spreadsheet of scholarship names, deadlines, eligibility, and required documents. Follow relevant social media (GETFund’s Twitter, GNPC’s LinkedIn) for announcements. Categorize opportunities by level (undergrad vs postgrad) and field.

• Check eligibility carefullyfredashedu.com: Read all requirements in detail before applying. Note grade cut-offs, fields, and citizenship rules. For example, GNPC scholarships mandate specific WASSCE grades and program fields. Some awards (like Chevening or Commonwealth) require you to have already gained admission to a foreign university, while others (like GETFund local) only need WASSCE results and transcripts. Be especially wary of scams: official Ghanaian scholarships (GETFund, GNPC, etc.) do not charge application fees.

• Prepare strong documents: Get your academic transcripts, certificates (WASSCE, HND, etc.) and ID documents ready. Obtain your admission letter early if needed (for international scholarships). Write a clear personal statement/essay explaining your goals, achievements, and how you plan to contribute to Ghana. Gather 2–3 good references: give referees your CV and a summary of your goals so they can write compelling letters. Assemble other materials: a well-formatted CV, research proposal (for PhD), or portfolio if required. Keep everything organized; use professional format (typed, scanned properly, official stamps if needed)fredashedu.com.

• Submit carefully and on timefredashedu.com: Fill in each application meticulously. For online portals, complete every section and upload legible scans. Incomplete or late applications are usually rejected. Note all deadlines (GETFund postgraduate apps closed Dec 15, 2024; Chevening typically opens Aug–Nov annually). Submit your application days before the deadline to avoid technical issues. After submission, save the confirmation email or reference number.

• Prepare for interviews (if any): Top scholarships (e.g. Chevening, GNPC foreign awards, Mastercard) often include an interview stage. Practice discussing your goals and achievements confidently. Highlight leadership and vision. Dress professionally and be punctual for any interview. Role-play with teachers or mentors to get comfortable.

• Follow up and stay informedfredashedu.com: After applying, monitor your status. GETFund and others may provide a portal to check results. If shortlisted for interviews or tests, respond promptly. If waitlisted or deferred, politely inquire if additional information is needed. Meanwhile, keep applying: many students secure funding by applying to multiple scholarships concurrently.

Tips for Success

• Apply widely: Don’t limit yourself. See if you qualify for both local (GETFund, GNPC, school bursaries) and international scholarships.

• Highlight achievements: Emphasize leadership, community service, or unique skills in your essays. Scholarship committees in Ghana look for candidates who will give back.

• Emphasize priority fields: Scholarships often favor Science, Technology, Engineering, Mathematics, agriculture, and special education needsfredashedu.com. If your study field is in national demand, stress how your success will benefit Ghana.

• Maintain good grades: Competitive scholarships require strong academics. Continue taking tough courses or certification (e.g. extra classes, online courses) to show dedication.

• Seek mentorship: Talk to past recipients if possible. University career centers or alumni networks can offer guidance on writing essays or preparing for interviews.

• Stay organized: Use a calendar or app to track all deadlines and required tasks. Missing a deadline means a lost opportunity.

• Beware of late changes: Scholarships may announce eligibility or deadline changes (e.g. government reforms to eliminate favoritismfredashedu.com). Always refer to official sources and avoid third-party agents.

By following this step-by-step approach and using these tips, Ghanaian students can maximize their chances of both admission and funding. Remember, persistence pays: many successful candidates apply multiple times or to several awards.

Conclusion

Applying to university and securing funding in Ghana requires diligence and informed planning. Begin early: shortlist universities that fit your goals, meet the entry requirements (typically 5 WASSCE credits including English and Mathug.edu.gh), and prepare strong applications. Explore scholarship options broadly – from GETFund and corporate schemes to global fellowships like Chevening and Fulbrightfredashedu.com, fredashedu.com – and follow the documented steps above. If you choose to study locally, take advantage of subsidized tuition and family support. If you aim abroad, plan for higher costs but remember the potential global opportunities.

For more resources, see Fredash Education Hub’s related articles, including our [Top Universities in Ghana guide] and [Study Abroad vs. Local Universities analysis]. We encourage you to use Fredash’s expertise as you prepare your applications. With careful preparation and persistence, the path to university and scholarship is within reach. Good luck!

FAQ

What are the admission requirements for Ghanaian universities?

Admission to undergraduate programmes in Ghana generally requires:

• WASSCE/SSSCE Credits: A minimum of six credit passes in relevant subjects (including English and Mathematics) usually at grades A1–C6 for WASSCE or A–C for SSSCE.
• Subject Prerequisites: For specialised courses (e.g., Medicine, Engineering), you must have credit passes in specific core subjects (e.g., Biology, Chemistry, Physics, Mathematics).
• Aggregate Score: Some universities use a points-based aggregate (e.g., University of Ghana’s point system where lower aggregate means higher competitiveness).
• Transcripts & Certificates: Official WASSCE/SSSCE certificate copies, provisional transcripts if awaiting results.
• Birth Certificate/ID: Valid national ID or birth certificate for identity verification.
• Application Fee: Payment of a non-refundable application fee (varies by institution, typically GH₵100–200).
• Additional Requirements: Some institutions may require entrance exams, interviews, or auditions (for creative arts programmes).

How do I apply to a university in Ghana?

To apply, follow these general steps:

1. Research Programmes & Deadlines: Visit the official websites of the universities you’re interested in; note application opening and closing dates (often between January and March for most public universities).
2. Obtain Form & Pay Fee: Purchase/download the application form online, pay the application fee via mobile money, bank transfer, or designated payment portals.
3. Complete Application: Fill in personal details, programme choice(s), and academic history; ensure accuracy to avoid disqualification.
4. Upload/Submit Documents: Scan and upload certificates, transcripts, passport photo, ID card, and any programme-specific documents (e.g., portfolios for art courses).
5. Submit & Track: Submit the form before the deadline and save the confirmation slip. Use your login credentials to track your application status online.
6. Entrance Exams/Interviews: If required, prepare and attend any scheduled tests or interviews at the university campus.
7. Offer & Registration: If offered admission, accept the offer through the portal, pay acceptance fees, and register for courses as instructed.

What scholarships can Ghanaian students apply for?

Ghanaian students have access to a variety of scholarships:

• Government-Funded: Ghana Education Trust Fund (GETFund), GNPC Scholarship, and bursaries from the Ministry of Education.
• University Merit Awards: Many public and private universities offer academic excellence scholarships or partial fee waivers.
• International & Donor: Commonwealth Scholarships, MasterCard Foundation Scholars, DAAD (Germany), Fulbright (USA), and Chevening (UK).
• Industry-Sponsored: Scholarships from corporate bodies like MTN, Vodafone, and the Ghana National Petroleum Corporation for STEM fields.
• NGO & Foundation: Private foundations such as the Mandela Rhodes Foundation and Rotary International district grants.
• Research Grants: For postgraduate students: TWAS, Wellcome Trust, and WHO/TDR fellowships for health research.

How can I improve my chances of winning a scholarship?

To stand out among applicants, you should:

• Maintain High Academic Performance: Aim for excellent grades in core subjects and a strong overall aggregate.
• Craft a Compelling Essay/Statement: Clearly articulate your goals, achievements, and how the scholarship will impact your future.
• Secure Strong References: Ask teachers, employers, or community leaders who know you well to write detailed recommendation letters.
• Highlight Extracurriculars: Showcase leadership roles, volunteer work, and community service to demonstrate well-roundedness.
• Meet All Criteria & Deadlines: Tailor your application to each scholarship’s requirements and submit well before the closing date.
• Prepare for Interviews: Practice common questions, know your application inside out, and present confidently.

Should I study abroad or at a local university?

Deciding where to study depends on several factors:

• Cost & Funding: Local universities typically cost less, but studying abroad may come with generous scholarships & stipends.
• Quality & Reputation: Some foreign institutions rank higher globally, offering cutting-edge research facilities and international faculty.
• Career Goals: If you aim to work internationally or in a specialised field, a foreign degree might open more doors.
• Cultural Experience: Studying abroad broadens your worldview, language skills, and network; local study ensures proximity to family and community ties.
• Post-Study Opportunities: Consider visa/work permit policies—some countries allow graduates to stay and work, whereas returning home grants easier integration into local job markets.
• Personal Readiness: Assess your adaptability to new environments, independence level, and support systems.

Ultimately, weigh the return on investment against personal and professional aspirations to make the best choice for you.